A woman handing car keys to a smiling couple while holding a document folder. A pop-up graphic shows a credit score of 642 with an arrow indicating an increase of 16 points.

Raise your FICO® Score by an average of 15 points** Credit Score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO® Auto Scored and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether.

Results will vary. Not all payments are boost-eligible.  GO2bank users who received a boost from non-rental data between March 2022 and March 2024 improved their FICO® Score 8 from Experian by an average of 15 points. Some users may not see improved scores or approval odds. Not all lenders use Experian credit files, and not all lenders use scores impacted by Experian Boost®.

When you pay your bills from a GO2bank account and enroll in Experian Credit Care Advantage

  • Experian Boost®

  • FICO® Score

  • Dark Web Surveillance

  • Experian CreditLock

You could increase your FICO® Score instantly with Experian Boost®

When you work hard day in, and day out to pay your bills each month, you should get credit for all that hard work. Now you can with Experian Boost®.

Pay your bills through your GO2bank account for a minimum of 3 payments to raise your credit scores for free. Just add your positive payment history from utilities, video streaming services and rent to instantly increase your FICO® Score.

You could increase your FICO® Score instantly with Experian Boost®

When you work hard day in, and day out to pay your bills each month, you should get credit for all that hard work. Now you can with Experian Boost®.

Pay your bills through your GO2bank account for a minimum of 3 payments to raise your credit scores for free. Just add your positive payment history from utilities, video streaming services and rent to instantly increase your FICO® Score.

FICO Score

Access your free Experian credit report and FICO® Score** Credit Score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO® Auto Scored and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether.

Each month is a change to keep building - your Experian credit report and FICO® Score are refreshed every 30 days. See the factors influencing your FICO® Score, like payment history, amount of debt, credit history length, and more.

Credit score

Set up alerts for your Experian credit report and FICO® Score

Shield user

Get personalized matches for credit cards and loans

Get personalized matches for credit cards and loans

FICO Score
FICO Score

Access your free Experian credit report and FICO® Score** Credit Score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO® Auto Scored and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether.

Each month is a change to keep building - your Experian credit report and FICO® Score are refreshed every 30 days. See the factors influencing your FICO® Score, like payment history, amount of debt, credit history length, and more.

Credit score

Set up alerts for your Experian credit report and FICO® Score

Set up alerts for your Experian credit report and FICO® Score

Shield user

Get personalized matches for credit cards and loans

Get personalized matches for credit cards and loans

Dark web surveillance

Take better control of your identity with Dark Web Surveillance

We’ll monitor the depths of the web daily to identify and notify you of any activity associated with your identity or any exposure of your personal data. We look for information in places like:

Globe

Webpages, blogs, bulletin boards, peer-to-peer sharing networks, forums, and chat rooms

Desktop

Malware samples

Share alt

Social media feeds

File alt

Web services, servers, and file transmissions

Dark web surveillance
Dark web surveillance

Take better control of your identity with Dark Web Surveillance

We’ll monitor the depths of the web daily to identify and notify you of any activity associated with your identity or any exposure of your personal data. We look for information in places like:

Globe

Webpages, blogs, bulletin boards, peer-to-peer sharing networks, forums, and chat rooms

Desktop

Malware samples

Share alt

Social media feeds

File alt

Web services, servers, and file transmissions

Experian credit lock

Control your credit file access with Experian CreditLock

With Experian CreditLock you have the ability to control who can access your Experian credit file with the touch of a button. Lock your credit file keeping fraudsters and identity thieves away.

Lock

Easily lock and unlock your Experian credit file any time

Stop

Block unauthorized access to your credit lock

Warning

Get real-time alerts if anyone applies for credit in your name

Experian credit lock
Experian credit lock

Control your credit file access with Experian CreditLock

With Experian CreditLock you have the ability to control who can access your Experian credit file with the touch of a button. Lock your credit file keeping fraudsters and identity thieves away.

Lock

Easily lock and unlock your Experian credit file any time

Stop

Block unauthorized access to your credit lock

Warning

Get real-time alerts if anyone applies for credit in your name