Log in
Activate your card
Help
Start building better credit today
Start building your credit score, one purchase at a time, one on-time payment at a time, with the GO2bankTM Secured Visa® Credit Card.
Already have a GO2bank account?
Log in to learn more and apply
No credit check** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.
No credit check** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.
Credit limit starting as low as $100
Credit limit starting as low as $100
No annual fee** Annual Percentage Rate is 22.99% and is accurate as of 3/1/2024. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF).
No annual fee** Annual Percentage Rate is 22.99% and is accurate as of 3/1/2024. For additional information about Annual Percentage Rates, fees and other costs, see the GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF).
Monthly credit bureau reporting
Monthly credit bureau reporting
Autopay your way to a chance to win $500** NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open only to legal permanent residents of the 50 US or DC (excl. VT, PR & US Territories and Possessions), age of majority in your state of residence and older (e.g., 18 or older). Void in VT, PR & US Territories and Possessions & where prohibited by law. Sweepstakes begins at 12:00 am ET on 5/5/25 and ends at 11:59 pm ET on 7/27/25. Includes 12 weekly entry periods. Subject to full Official Rules, including free method of entry, weekly entry period dates, prizes and odds, GO2bank.com/win500. Odds of winning a Sweepstakes prize depend on the total number of eligible entries received and combined from all eligible entry methods for each applicable Weekly Entry Period. Sponsor: Green Dot Corporation, P.O. Box 1070, West Chester, OH 45071
Earn 5 entries in our Win the Week Sweeps when you make an on-time payment manually or with autopay for your GO2bank Secured Visa® Credit Card.
What’s the GO2bank Secured Visa®Credit Card?
When it comes to getting a line of credit, other banks’ options just might not fit your needs or may be too complicated. Build credit on your own terms with a low security deposit and responsible use of the GO2bank Secured Visa® Credit Card.
Meet your new credit-building partner
Learn more about how you can start building or repairing your credit over time with a go-to on your side.
Your credit score and why it matters
Credit score
Your credit score is based on factors like your payment history, amount owed, and length of your credit history. With the GO2bank Secured Visa® Credit Card, you can track your credit score each month for free with VantageScore® powered by Equifax®!
Credit reporting
At the end of every month, we’ll report your credit standing to the 3 major credit bureaus- Experian®, Equifax®, and TransUnion®. When you use your card responsibly, that history of good credit standing will help you build credit.
Benefits of credit
A good credit score can help you get lower interest rates from creditors, reduce security deposit requirements on new loans or services, and prepare for a brighter future.