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Get your tax refund up to 5 days early** Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account.
Get your tax refund up to 5 days early** Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account.
Open an account today and receive 20% off TurboTax federal products.** Visit http://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2025. Discount applies to TurboTax federal products only. Actual prices are determined at the time of print or e-file and are subject to change without notice. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Direct deposit your tax refund to get it up to 5 days early.** Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. The name and Social Security number on file with the IRS must match your GO2bank account to prevent fraud restrictions on the account.
Before you file
Protect your refund
When you file
Important dates
After you file
Things you need to file your taxes
See tax credits or deductions you can claim
Visit https://www.irs.gov/credits-deductions-for-individuals
Date of birth and Social Security number
(for yourself and anyone included on your tax return)
W-2 forms and any 1099 forms, if applicable
Things you need to file your taxes
See tax credits or deductions you can claim
Visit https://www.irs.gov/credits-deductions-for-individuals
Date of birth and Social Security number
(for yourself and anyone included on your tax return)
W-2 forms and any 1099 forms, if applicable
Protect yourself from fraud
Protect yourself from fraud
Get an identity protection PIN from the IRS
An Identity Protection PIN (IP PIN) prevents anyone else from filing a return using your name or Social Security number. Visit https://www.irs.gov/identity-theft-fraud-scams/get-an-identity-protection-pin to get an IP PIN.
Protect your GO2bank account
See our tips on fraud prevention. If you suspect identity theft, report it now.
How to direct deposit your federal tax refund
How to direct deposit your federal tax refund
Get your GO2bank routing and account numbers
Log in to your account here or log in to the GO2bank app to get your direct deposit info
Enter your routing and account numbers on your tax forms
Mark “Checking” on your tax form. Be sure the name on your tax forms matches the name on your GO2bank debit card
File your return
Important dates to know
Important dates to know
Late January, 2026 - The IRS has not yet announced an official tax year 2025 start date, but the agency typically starts accepting and processing income tax returns in late January.
April 15, 2026 - Filing deadline
October 15, 2026 - Extension deadline
Late January, 2026
The IRS has not yet announced an official tax year 2025 start date, but the agency typically starts accepting and processing income tax returns in late January.
April 15, 2026
Filing deadline
October 15, 2026
Extension deadline
After you file...
After you file...
Track your refund
GO2bank does not have the status of your tax refund. Track your federal tax refund at: https://www.irs.gov/refunds or or call (800) 829-1954. Track your state refund at https://www.irs.gov/tax-professionals/government-sites.
Get notifications about your tax refund** Message and data rates may apply.
Log in to your account to set up notifications for your tax refund or any direct deposit. Select “Settings” then “Notifications”. In the app, select “Menu” then “Notifications”.
Make plans for your tax refund
4.50% APY
Earn well over the national savings rate average.** Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of (December 2024). APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The national deposit rate for savings accounts is used when stating GO2bank savings accounts “Earn well over the national savings rate average”. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
Build your credit
Get the GO2bankTM Secured Visa® Credit Card to build credit over time.** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.
4.50% APY
Earn well over the national savings rate average.** Interest paid quarterly on the average daily balance of all savings during the quarter up to a $5,000 average daily balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and 4.41% interest rate are accurate as of (December 2024). APY and interest rate may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The national deposit rate for savings accounts is used when stating GO2bank savings accounts “Earn well over the national savings rate average”. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
Build your credit
Get the GO2bankTM Secured Visa® Credit Card to build credit over time.** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.
Get more perks with direct deposit
You work hard for your money – you deserve to get it early and keep more of it. Set up eligible direct deposits to get your pay up to 2 days early** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. and have your monthly fee waived.** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month. Plus, stay covered with up to $300 in overdraft protection after eligible direct deposits and opt-in,** Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF). and easily apply for the GO2bank Secured Visa® Credit Card.** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.