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How do I opt in to overdraft protection?

Log in to the GO2bank app or website and find “Overdraft protection” in the menu. Follow the directions to opt in and accept the terms and conditions ...

Help / Your debit card and transactions

What is overdraft protection?

Overdraft protection is an optional service that helps cover purchase transactions that exceed your available balance and would normally be declined ...

Help / Your debit card and transactions

What fees are charged for overdraft protection?

You are covered up to $10 in overdraft protection with no fees. Additional overdraft coverage up to $200 is subject to eligibility criteria. A $15 fee ...

Help / Your debit card and transactions

Can my eligibility for overdraft protection change?

Yes. You must have an eligible direct deposit with opt in to be eligible for overdraft protection. Additional criteria may apply. Overdraft coverage ...

Help / Your debit card and transactions

What amount of overdraft protection coverage is provided?

With an eligible direct deposit, you are covered up to $10 in overdraft protection with no fees. Additional overdraft coverage up to $200 is subject ...

Help / Security and privacy

Which overdraft transactions are eligible for fees?

Only purchase transactions are subject to overdraft protection. You are covered up to $10 in overdraft protection with no fees. Additional overdraft ...

Help / Your debit card and transactions

How do I opt in to overdraft protection?

Log in to the GO2bank app or website and find “Overdraft protection” in the menu. Follow the directions to opt in and accept the terms and conditions ...

Help / Security and privacy

How do I qualify for overdraft protection?

GO2bank accountholders who receive eligible direct deposits may qualify for overdraft protection. You must have an activated, chip-enabled debit card ...

Help / Your debit card and transactions

How will I be notified that I am eligible for overdraft protection?

the GO2bank app or at GO2bank.com and visiting the overdraft protection section.

Help / Your debit card and transactions

Which transactions are covered by overdraft protection?

Once you opt in to overdraft protection coverage your purchase transactions can be covered by overdraft protection. Overdrafts are paid at our ...

Help / Security and privacy

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Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

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GO2bank is Green Dot's flagship mobile bank account. Green Dot has serviced more than 80 million accounts over the last 24 years.

GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

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