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GO2bank™ Help Center
How can we help?
Which GO2bank features are free and which have a fee?
We believe surprises should be for good things, not bank fees So, here’s a straightforward list of fees.
Free Features & Fees
Features
Fee
Open an account: Online
$0
Open an account: Purchase a card at a retail store
One-time purchase price of up to $2.95. Initial deposit of $20-$500 required.
Monthly fee
$0 whenever you receive a payroll or government benefits direct deposit in the previous statement period. Otherwise, $5 per month.
Direct deposit
$0
Cash deposit
Up to $4.95 retail service fee
Transfer money from a linked bank account
$0
Transfer money from a linked debit card
3% of the amount transferred (min of $2.00) added to transfer amount
Cash a check with the app: 10-day funding
$0
Cash a check with the app: Instant funding
1% of approved check amount for eligible preprinted payroll and government checks . 5% of approved check amount for other eligible check types. There is a minimum fee of $5.00 per check.
In-network ATM withdrawal or balance inquiry
$0
Out-of-network ATM withdrawal
$3 per transaction
Out-of-network ATM balance inquiry
$0.50 per transaction
Teller cash withdrawal
$3 per transaction
External funding transaction
1.75% of the amount transferred, rounded to the nearest cent, subject to a minimum fee of $0.49 cents and up to a maximum of $25 per transfer. This fee is charged when you fund an external account from your GO2bank account.
Overdraft protection
$0 for overdraft protection up to $10. For additional coverage up to $200, $15 fee may apply for each purchase transaction not repaid within 24 hours of authorization of first transaction that overdraws account. Learn more about Overdraft Protection (PDF)
Replacement card (for lost, stolen or damaged card)
$0
Expedited delivery of replacement debit or secured credit card
$24.95
Cash pick-up at Walmart
$0 for the first cash pick-up at Walmart if you open your account at a tax preparer’s office and have not yet received and activated your personalized card. Up to $5.00 for each subsequent cash pick-up.
$3.00 for a cash pick-up at Walmart after reporting your card lost or stolen.
Up to $5.00 for a cash pick-up at Walmart if you close your account.
Foreign transaction fee
3% of total transaction amount