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What is a vault?

A vault is a savings feature where you can store money separately from your GO2bank available balance. It’s a great place to stash money to save for an upcoming expense, budgeting or any goal you can think of. You can create up to 5 vaults. Money in your vault cannot be spent until you move the money back to your GO2bank available balance. The best part, money in your vault will earn 4.50% APY, which is well over the national average!

Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of October 2023. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.46% is determined by the FDIC as of 10/16/23. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.

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Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

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What is a vault?

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Welcome to the
GO2bank™ Help Center
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