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Early paydays and more could be yours
Set up direct deposit to get your pay up to 2 days early,** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account. waive your monthly fee,** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month. and stay protected with up to $200 in overdraft protection.** Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).
More bank for your buck with exclusive perks
Get paid early
Start getting your pay up to 2 days early and government benefits up to 4 days early.** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account.
Say no to fees
Your monthly fees are waived with eligible direct deposit.** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month. Otherwise $5 a month.
Stay covered
Rest easy with overdraft protection up to $200 after eligible direct deposits and opt-in.** Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).
Build your credit
Start your credit-building journey with the GO2bank Secured Visa® Credit Card after eligible direct deposits.** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.
Get paid early
Start getting your pay up to 2 days early and government benefits up to 4 days early.** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account.
Say no to fees
Your monthly fees are waived with eligible direct deposit.** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month. Otherwise $5 a month.
Stay covered
Rest easy with overdraft protection up to $200 after eligible direct deposits and opt-in.** Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).
Build your credit
Start your credit-building journey with the GO2bank Secured Visa® Credit Card after eligible direct deposits.** Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.
Easy ways to get your pay
Watch this short video to learn more about direct deposit perks and which set up option is right for you.
You can always log in to get your account and routing numbers to give to your employer or benefits provider.
Or download a GO2bank direct deposit form pre-filled with your account info.
Set up direct deposit right in the app
Set up or switch your direct deposit in minutes by finding your employer or benefits provider right in the GO2bank app.** GO2bank uses Atomic FI to securely update your direct deposit with your employer or benefits provider. All third-party names and logos are trademarks of their respective owners.
Get 10x the entries with a direct deposit
Enter for a chance to be the big $10K winner or 1 of 75 people to win $500. Boost your chances with a payroll or government benefits direct deposit.** NO PURCHASE NECESSARY. Sweepstakes starts 12/2/24 & ends 3/31/25, subject to Entry Periods as outlined in the full Official Rules available at go2bank.com/Win10K. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & age of majority in your state of residence (e.g., 18 or older). Prizes: (75) $500 prizes to be awarded as credit or a check; (1) $10,000 grand prize to be awarded as credit or a check. Void where prohibited. Promotional prizes are reported on form 1099 to the IRS.